← Anthropic Interview Insights
The base level feels like a warmup but don't let that fool you.
Start by clarifying requirements and defining core data models and operations for a single-account banking system, then iteratively extend the design to handle multi-account transfers, scheduled payments, cashback, and partial transfers. Emphasize modularity, transactional consistency, and error handling, and discuss trade-offs between simplicity and scalability.
Pro tip: Demonstrate foresight by discussing how you would test edge cases like concurrent transfers and insufficient funds, and how you'd evolve the design for real-world constraints like idempotency and audit logging.
Ask clarifying questions about expected scale, consistency needs, and specific behaviors (e.g., overdraft policies, cashback rules). Define the core entities: Account, Transaction, and their relationships.
Outline data structures and algorithms for account creation, deposit, withdrawal, and transfer. Ensure atomicity and discuss locking or optimistic concurrency for transfers.
Introduce a scheduler for future-dated payments and a cashback engine that credits accounts based on transaction rules. Discuss how to handle failures and retries.
Design logic to transfer as much as possible when funds are insufficient, updating both accounts and recording the partial amount. Consider how to notify users and handle subsequent top-ups.
Discuss trade-offs between consistency and availability, and how the design scales with sharding or microservices. Mention monitoring, idempotency, and audit trails.
AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.