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Brex·Software Engineer·Onsite - System Design / Architecture·Senior

SeniorPrefer not to say
Jun 2026

Summary

System design round at Brex for a software engineering role. The whole session was basically one giant question about building a loyalty points engine on top of USD transactions, and they went deep on every layer. Walked out feeling like I'd covered a lot of ground but not sure I nailed any single piece.

Questions Asked (9)

Q1

Design a scalable service that converts USD purchase transactions into loyalty points at a fixed rate of 1 dollar = 1.5 points. Walk through the full system: API design, data model, consistency guarantees, fraud prevention, real-time vs batch processing, and rollout strategy.

System DesignData ModelingTechnical Trade-offs
Author's notes

This is a beast of a question.

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AI HintsAI Generated

Suggested Approach

Start by clarifying requirements and scale, then design a high-level architecture that separates transaction ingestion from points calculation, ensuring idempotency and exactly-once processing. Walk through each component (API, data model, consistency, fraud, processing mode, rollout) while highlighting trade-offs and justifying choices for Brex's financial context.

Pro tip: Emphasize idempotency and auditability—Brex deals with financial transactions, so showing you understand the importance of exactly-once processing and immutable ledgers will set you apart.

1. Clarify requirements and scale

Ask about expected transaction volume, latency requirements, and whether points are awarded in real-time or can be batched. Establish non-functional requirements like availability, consistency, and fraud detection needs.

2. Design API and data model

Define RESTful endpoints for transaction ingestion and points querying, including idempotency keys. Model transactions, points ledger, and user balances with appropriate indexes and constraints.

3. Choose processing architecture and consistency

Decide between real-time (stream processing) and batch (scheduled jobs) based on latency needs. Explain how to achieve exactly-once semantics using idempotent writes and transactional outbox or event sourcing.

4. Incorporate fraud prevention and monitoring

Describe fraud checks (e.g., velocity limits, anomaly detection) before awarding points, and how to handle reversals. Include monitoring and alerting for failed transactions and discrepancies.

5. Plan rollout and scalability

Outline a phased rollout (e.g., shadow mode, canary, gradual ramp-up) with feature flags. Discuss scaling strategies like sharding, caching, and async processing to handle growth.

Key Points to Mention

  • Idempotency keys to prevent duplicate points awards on retries
  • Exactly-once processing via transactional outbox or event sourcing
  • Data model with separate transaction and points ledger tables for auditability
  • Fraud detection using rules and machine learning, with manual review queue
  • Real-time vs batch trade-offs: latency vs throughput and complexity
  • Rollout strategy with feature flags, shadow mode, and monitoring

AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.

Q2

How would you handle idempotency and deduplication for transaction ingestion to prevent double counting?

System DesignAPI & IntegrationsTechnical Trade-offs
Author's notes

I knew this was coming in some form.

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AI HintsAI Generated

Suggested Approach

Start by defining idempotency in the context of transaction ingestion and why it's critical for financial systems like Brex. Then outline a layered strategy: client-generated idempotency keys, server-side deduplication with a persistent store, and exactly-once processing semantics. Emphasize trade-offs and failure scenarios.

Pro tip: Mention that idempotency keys should be scoped per client and have a TTL, and that you'd use a unique constraint on the key in the database to handle race conditions. This shows practical experience with real-world edge cases.

1. Clarify requirements and scope

Ask about the ingestion sources (API, batch, webhooks), expected volume, and tolerance for duplicates. Clarify what 'double counting' means in this context (e.g., duplicate transactions, retries).

2. Design idempotency key mechanism

Propose that clients generate a unique idempotency key per transaction (e.g., UUID) and include it in the request. Discuss key format, scoping (per client/account), and TTL.

3. Implement server-side deduplication

Describe storing the key in a database with a unique constraint, and using atomic operations to check-and-insert. Mention handling race conditions and returning the original response for duplicates.

4. Address failure scenarios and exactly-once semantics

Discuss what happens if the server crashes after processing but before responding, and how to ensure exactly-once processing (e.g., transactional outbox, idempotent consumers).

5. Discuss trade-offs and operational considerations

Talk about storage overhead, key expiration, monitoring duplicate rates, and how to handle key collisions or malicious clients.

Key Points to Mention

  • Idempotency keys generated by the client and sent in headers (e.g., Idempotency-Key)
  • Database unique constraint on the idempotency key to prevent duplicates
  • Atomic check-and-insert or upsert operations to handle concurrent requests
  • Returning the same response for duplicate requests (cached response)
  • TTL and cleanup strategy for idempotency keys to manage storage
  • Exactly-once processing semantics and handling of partial failures

AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.

Q3

What consistency model would you choose between eventual and strong consistency for the points balance, and why?

System DesignTechnical Trade-offs
Author's notes

Went with strong consistency for balance reads because showing a stale balance during redemption is a real problem.

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AI HintsAI Generated

Suggested Approach

Start by clarifying the business context: a points balance is a financial-like ledger where correctness is critical, so strong consistency is the safer default. Then discuss trade-offs and propose a hybrid approach (e.g., strong consistency for writes/debits, eventual for reads/analytics) to show nuanced thinking.

Pro tip: Emphasize that points are a form of currency and inconsistent balances can lead to fraud or customer distrust; mentioning regulatory or audit requirements shows maturity beyond pure technical trade-offs.

1. Clarify requirements

Ask about the use case: are points used for real-time redemption, or just for display? What are the consequences of a stale or incorrect balance?

2. Evaluate consistency models

Compare strong vs. eventual consistency in terms of correctness, latency, availability, and complexity. Highlight that strong consistency prevents double-spending and negative balances.

3. Propose a hybrid approach

Suggest strong consistency for critical operations (e.g., debits, balance checks before redemption) and eventual consistency for non-critical reads (e.g., displaying balance in UI, analytics).

4. Address implementation

Mention techniques like distributed transactions, consensus protocols (e.g., Raft), or idempotency keys to achieve strong consistency without sacrificing too much performance.

5. Summarize trade-offs

Conclude that strong consistency is preferred for the points balance due to financial risk, but a hybrid model can balance user experience and scalability.

Key Points to Mention

  • Points as a form of currency: need for auditability and fraud prevention
  • Double-spending risk with eventual consistency
  • User trust and customer experience implications
  • Hybrid consistency: strong for writes, eventual for reads
  • Techniques: idempotency, distributed transactions, consensus
  • Performance and scalability trade-offs

AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.

Q4

How would you handle precision and rounding when converting dollar amounts to loyalty points?

Technical Trade-offsData Modeling
Author's notes

Floor vs round vs banker's rounding.

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AI HintsAI Generated

Suggested Approach

Start by clarifying the business rules: how points are earned per dollar, whether fractional points are allowed, and how rounding should work (e.g., floor, ceiling, nearest). Then propose a deterministic, auditable approach using integer arithmetic (e.g., cents) to avoid floating-point errors, and discuss trade-offs like accumulation of rounding errors and reconciliation with financial systems.

Pro tip: Mention that rounding should be applied at the transaction level but consider aggregating before rounding to minimize drift, and always log the rounding decision for auditability—this shows you understand both technical and business implications.

1. Clarify business requirements

Ask about the conversion rate, whether points can be fractional, and the desired rounding policy (e.g., round down to avoid over-issuing points). Confirm if there are regulatory or accounting constraints.

2. Choose a rounding strategy

Decide between rounding at the transaction level vs. aggregating then rounding. Discuss pros and cons: transaction-level is simpler but can cause drift; aggregation reduces drift but complicates real-time updates.

3. Use integer arithmetic

Represent dollar amounts in cents (or smallest unit) and points as integers to avoid floating-point precision issues. Perform calculations using integer math and apply rounding explicitly.

4. Handle edge cases and reconciliation

Address scenarios like partial points, refunds, and reversals. Ensure the system can reconcile point balances with financial transactions and log rounding decisions for auditing.

5. Test and monitor

Write unit tests for rounding logic, including boundary cases. Monitor for discrepancies and provide a way to adjust rounding rules if business requirements change.

Key Points to Mention

  • Floating-point precision issues and why to use integer arithmetic (e.g., cents)
  • Rounding policies: floor, ceiling, nearest, and their business implications
  • Transaction-level vs. aggregate rounding and accumulation of errors
  • Auditability and logging of rounding decisions
  • Reconciliation with financial systems and handling refunds/reversals
  • Testing strategies for rounding logic, including edge cases

AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.

Q5

How would you design the data schema to support both real-time transaction ingestion and batch processing for points calculation?

Data ModelingSystem Design
Author's notes

Talked about an append-only ledger table for transactions, a separate materialized balance table updated in real time, and a batch job that reconciles the two.

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AI HintsAI Generated

Suggested Approach

Start by clarifying the requirements: what 'real-time' means (latency SLA), transaction volume, points calculation rules, and consistency needs. Then propose a schema that separates raw ingestion (append-only event log) from derived points balances, using a stream processor for real-time updates and batch jobs for reconciliation and historical recalculation.

Pro tip: Emphasize idempotency and exactly-once semantics—Brex deals with financial transactions, so showing you understand how to avoid double-counting points during retries or reprocessing will set you apart.

1. Clarify requirements and constraints

Ask about transaction volume, latency requirements for real-time points updates, consistency guarantees, and whether points can be recalculated retroactively. This shows you design with trade-offs in mind.

2. Design an append-only event log for ingestion

Propose a raw transactions table or event stream (e.g., Kafka topic) that captures every transaction immutably, with a unique transaction ID and timestamp. This serves as the source of truth for both real-time and batch processing.

3. Model derived points state with idempotent updates

Create a points ledger or balance table keyed by user and transaction ID, ensuring each transaction is processed exactly once. Use upserts or conditional writes to handle retries and out-of-order events.

4. Separate real-time and batch processing paths

Use a stream processor (e.g., Flink, Kafka Streams) to update points in real-time from the event log, and schedule batch jobs (e.g., Spark) to recompute points from the raw log for reconciliation or rule changes. Both paths write to the same derived tables with idempotency.

5. Address schema evolution and auditing

Include versioning for points rules and audit columns (created_at, updated_at, source) so you can trace how points were calculated and support future changes without breaking existing data.

Key Points to Mention

  • Event sourcing / append-only log as the source of truth for both real-time and batch
  • Idempotency and exactly-once processing to avoid double-counting points
  • Stream processing (e.g., Kafka, Flink) for real-time updates and batch jobs (e.g., Spark) for reconciliation
  • Separation of raw transactions and derived points balances/ledger
  • Handling late-arriving or out-of-order events with watermarks or timestamps
  • Schema versioning and auditability for points calculation rules

AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.

Q6

How would you design backfill and correction flows if a bug caused points to be miscalculated for a batch of transactions?

System DesignRoot Cause AnalysisAdaptability & Ambiguity
Author's notes

Honestly the part I felt least prepared for.

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AI HintsAI Generated

Suggested Approach

Start by clarifying the scope and impact of the bug, then outline a systematic process: identify affected transactions, design an idempotent backfill to correct points, and implement safeguards to prevent recurrence. Emphasize correctness, auditability, and minimal disruption to users.

Pro tip: Highlight the importance of idempotency and dry-run validation—showing you prioritize data integrity and can roll back safely demonstrates senior-level thinking.

1. Assess Impact and Scope

Determine which transactions are affected, the magnitude of miscalculation, and any downstream effects (e.g., user balances, rewards). Quantify the problem to prioritize the fix.

2. Design Correction Logic

Define the correct points calculation and compute the delta for each affected transaction. Ensure the logic is idempotent and can handle partial failures.

3. Plan Backfill Execution

Choose between batch or streaming backfill, with dry-run and validation steps. Use feature flags or canary releases to limit blast radius and monitor progress.

4. Implement Safeguards and Monitoring

Add logging, alerting, and reconciliation checks to detect anomalies during and after backfill. Include rollback mechanisms and audit trails.

5. Prevent Recurrence

Conduct root cause analysis, add tests (unit, integration, property-based), and improve deployment pipelines with canary releases and automated validation.

Key Points to Mention

  • Idempotency of correction operations to avoid double-counting
  • Dry-run and validation before applying changes to production
  • Audit logging and traceability for compliance
  • Monitoring and alerting during backfill
  • Rollback strategy in case of issues
  • Root cause analysis and preventive measures (tests, canary deployments)

AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.

Q7

What partitioning and scaling strategy would you use for this service as transaction volume grows?

System DesignTechnical Trade-offs
Author's notes

Partition by user ID so all of a user's transactions land on the same shard.

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AI HintsAI Generated

Suggested Approach

Start by clarifying the service's current architecture, data model, and access patterns, then propose a partitioning strategy that aligns with those patterns (e.g., by user or account ID) to distribute load evenly. Discuss scaling both vertically and horizontally, emphasizing trade-offs like consistency, latency, and operational complexity, and tie your choices to Brex's financial transaction context.

Pro tip: Demonstrate awareness of Brex's domain by mentioning the need for strong consistency and auditability in financial transactions, and propose a phased migration plan to avoid downtime—showing you think beyond pure technical scaling.

1. Clarify requirements and current state

Ask about the service's current architecture, data volume, access patterns, and SLAs to ground your answer in real constraints. This shows you avoid premature optimization.

2. Choose a partitioning key

Propose a partition key (e.g., account_id or user_id) that ensures even distribution and supports common queries, explaining why it fits the transaction data model.

3. Design for horizontal scaling

Describe how to scale out (e.g., sharding, read replicas, caching) and address challenges like rebalancing, hot partitions, and cross-shard queries.

4. Address consistency and transactions

Discuss trade-offs between consistency and availability, and how to handle distributed transactions (e.g., saga pattern, idempotency) in a financial context.

5. Plan for evolution and monitoring

Outline a phased rollout with monitoring, metrics, and a migration strategy to handle growth without downtime, showing operational maturity.

Key Points to Mention

  • Partitioning key selection (e.g., account_id) and avoiding hot partitions
  • Sharding strategies (range vs. hash) and rebalancing approaches
  • Read replicas and caching for read-heavy workloads
  • Consistency models (strong vs. eventual) and their implications for financial data
  • Handling distributed transactions with idempotency and saga patterns
  • Monitoring, metrics, and phased migration to ensure zero downtime

AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.

Q8

How would you build observability into this system, and what metrics or alerts would you prioritize?

System DesignProduct Analytics & Metrics
Author's notes

Points issuance rate, redemption rate, lag between transaction ingestion and points credit, dedup collision rate, and error rates on the API.

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AI HintsAI Generated

Suggested Approach

Start by clarifying the system's critical user journeys and failure modes, then layer observability across metrics, logs, and traces with a focus on SLOs. Prioritize alerts that map directly to user impact and business outcomes, and explain how you'd iterate based on incident learnings.

Pro tip: Tie every metric and alert back to a user-facing SLO and explicitly call out alert fatigue—showing you'd rather have a few high-signal, actionable alerts than a noisy dashboard demonstrates operational maturity.

1. Clarify the system and its critical paths

Ask about the system's architecture, key user journeys, and failure modes to ground your observability plan in real risks rather than generic tooling.

2. Define SLIs and SLOs

Propose service-level indicators (latency, error rate, saturation, throughput) and set SLOs for the most critical user-facing flows, explaining how they drive alerting thresholds.

3. Instrument the three pillars

Describe how you'd add structured logs, distributed traces, and metrics (RED/USE methods) with correlation IDs, and mention tooling like Prometheus, OpenTelemetry, or Datadog.

4. Prioritize alerts by user and business impact

Rank alerts by severity and blast radius—e.g., payment failures or auth outages first—and explain how you'd use burn-rate alerts on SLOs to reduce noise.

5. Close the loop with dashboards and postmortems

Explain how dashboards support debugging, and how incident reviews feed back into refining metrics, alerts, and SLOs over time.

Key Points to Mention

  • SLOs/SLIs and error budgets as the foundation for alerting
  • The three pillars: metrics, logs, and distributed tracing with correlation IDs
  • Prioritizing alerts by user impact and business criticality (e.g., payments, auth)
  • Avoiding alert fatigue through burn-rate alerts and actionable thresholds
  • Dashboards for debugging and incident response workflows
  • Iterating on observability based on postmortems and production learnings

AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.

Q9

How would you approach rolling out this service, including testing strategies before full launch?

A/B Testing & ExperimentationTechnical Trade-offs
Author's notes

Shadow mode first: run the new service in parallel with the old one and compare outputs without affecting users.

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AI HintsAI Generated

Suggested Approach

Start by clarifying the service's scope, risks, and success metrics, then outline a phased rollout from internal dogfooding to canary releases and gradual percentage-based exposure. Emphasize how you'd use feature flags, A/B testing, and observability to validate behavior and make data-driven go/no-go decisions.

Pro tip: Frame testing as a risk-reduction exercise: explicitly call out what could go wrong (e.g., data corruption, payment failures) and how each phase mitigates those risks. Mentioning rollback plans and blast-radius control shows senior-level thinking.

1. Define success criteria and risks

Clarify what 'working' means (latency, error rates, business KPIs) and identify the highest-risk failure modes. This shapes which tests and safeguards matter most.

2. Build a layered testing strategy

Cover unit, integration, contract, and end-to-end tests, plus load and chaos testing for critical paths. Prioritize automated tests in CI and targeted manual exploratory testing.

3. Roll out incrementally with feature flags

Start with internal dogfooding, then a small canary (e.g., 1% of traffic), then expand in stages. Use feature flags to control exposure and enable instant rollback.

4. Instrument and experiment

Set up dashboards, alerts, and A/B tests to compare the new service against the baseline. Define guardrail metrics and monitor them continuously during each phase.

5. Decide and iterate

Use data to make go/no-go decisions at each gate, with clear rollback criteria. After full launch, continue monitoring and plan follow-up improvements.

Key Points to Mention

  • Feature flags and canary releases for controlled exposure
  • A/B testing with guardrail metrics and statistical significance
  • Observability: logging, metrics, tracing, and alerting
  • Rollback strategy and blast-radius minimization
  • Automated testing pyramid plus load and chaos testing
  • Clear go/no-go criteria and stakeholder communication

AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.