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Stripe·Software Engineer·Technical Phone Screen·Intermediate

IntermediatePrefer not to say
Jun 2026Remote

Summary

Stripe coding screen, pretty focused on financial data processing. One problem, clean constraints, but the edge cases around zero balances are where they're really watching you.

Questions Asked (1)

Q1

Given a list of transactions in the format (account_id, timestamp, currency, amount), process them in chronological order and compute the final balance per (account_id, currency) pair. Exclude any pair with a final balance of exactly zero, and return the results sorted by account_id then currency.

Algorithms & Data StructuresData Modeling
Author's notes

Jumped straight to a hash map keyed on (account_id, currency) and that part was fine.

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AI HintsAI Generated

Suggested Approach

Start by clarifying the problem constraints and edge cases, then outline a solution that sorts transactions chronologically and uses a hash map to aggregate balances per (account_id, currency). After processing, filter out zero balances and sort the results by account_id and currency.

Pro tip: Mention that you would use a composite key (account_id, currency) for the hash map and discuss how to handle floating-point precision for amounts, perhaps using integer cents or a decimal library.

1. Clarify requirements and edge cases

Ask about input size, whether timestamps are unique, how to handle multiple transactions with the same timestamp, and the expected output format. Confirm that amounts can be positive or negative and that zero balances should be excluded.

2. Choose data structures and algorithm

Decide to sort transactions by timestamp (if not already sorted) and use a hash map with a composite key (account_id, currency) to accumulate balances. Consider using a balanced tree or sorting the keys at the end for ordered output.

3. Process transactions and compute balances

Iterate through the sorted transactions, updating the balance for each (account_id, currency) pair by adding the amount. Ensure that the order of processing respects chronological order.

4. Filter and sort results

Remove any entries with a balance of exactly zero, then sort the remaining entries by account_id and then by currency. Return the list of (account_id, currency, balance) tuples.

5. Analyze complexity and discuss optimizations

State the time complexity: O(n log n) due to sorting, and space complexity O(n) for the hash map. Discuss potential optimizations if the input is already sorted or if we can use a streaming approach.

Key Points to Mention

  • Composite key (account_id, currency) for the hash map to aggregate balances correctly.
  • Sorting transactions by timestamp to ensure chronological processing.
  • Handling floating-point precision by using integer cents or a decimal type.
  • Filtering out zero balances after aggregation, not during, to avoid missing net-zero pairs.
  • Sorting the final output by account_id then currency, possibly using a custom comparator.
  • Time and space complexity analysis: O(n log n) time, O(n) space.

AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.