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Stripe·Software Engineer·Technical Phone Screen·Intermediate

IntermediatePrefer not to say
May 2026

Summary

Stripe coding round for a software engineer role. The problem was framed around payment authorization and fraud detection, which makes sense given the company, but the scope kept expanding mid-question and I had to stay calm about it.

Questions Asked (1)

Q1

Given a list of authorization requests (each with a timestamp, unique ID, amount, card number, and merchant), write a function that outputs a chronologically ordered, human-readable report where each line shows the timestamp, ID, amount, and an APPROVE or REJECT label. Then extend it to consume a stream of fraud rules (time, field, value) so that any request after a rule's timestamp whose matching field equals the rule's value gets marked REJECT. Write unit tests too.

Algorithms & Data StructuresSystem DesignTechnical Trade-offs
Author's notes

Two parts and they hit you with the second one right after you think you're done with the first.

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AI HintsAI Generated

Suggested Approach

Start by clarifying requirements and edge cases, then design a clean data model and processing pipeline. Implement the core report generation first, then extend it to handle streaming rules with efficient lookups, and finally write comprehensive unit tests covering normal and edge cases.

Pro tip: Demonstrate production thinking by discussing how to handle out-of-order events, rule updates, and scalability, and mention that you would use a time-ordered data structure like a sorted list or priority queue for the stream.

1. Clarify Requirements and Edge Cases

Ask about input format, timestamp granularity, rule matching semantics (exact match, case sensitivity), and how to handle multiple rules or conflicting rules. Confirm expected output format and any performance constraints.

2. Design Data Structures and Algorithm

Propose a data model for requests and rules. For the report, sort requests by timestamp. For streaming rules, consider maintaining an index (e.g., hash map keyed by field) for O(1) rule lookup per request, and handle rules that arrive after some requests have already been processed.

3. Implement Core Functionality

Write a function that takes a list of requests and outputs the formatted report. Then extend it to accept a stream of rules, applying them to requests that occur after the rule's timestamp. Ensure the output is chronologically ordered and human-readable.

4. Write Unit Tests

Cover scenarios: no rules, single rule, multiple rules, rules that don't match, rules with timestamps before/after requests, and edge cases like empty input, duplicate timestamps, and invalid data. Use a testing framework like JUnit or pytest.

5. Discuss Trade-offs and Scalability

Talk about time/space complexity, potential bottlenecks (e.g., sorting large data), and how to handle high-volume streams. Mention alternatives like using a database or stream processing framework for production.

Key Points to Mention

  • Sorting requests by timestamp for chronological order
  • Using a hash map or index for efficient rule lookup by field
  • Handling rules that arrive after some requests have been processed (streaming semantics)
  • Formatting output with clear labels (APPROVE/REJECT) and human-readable amounts
  • Writing unit tests for edge cases like empty input, no rules, and multiple matching rules
  • Considering scalability and performance for large datasets or high-throughput streams

AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.