The deposit exclusion is the part that trips people up.
Clarify requirements and constraints, then propose a data model that supports efficient aggregation of outgoing transfers per account up to a given timestamp. Discuss indexing and query strategies, and outline how to handle ties and the top-n selection. Finally, analyze time/space complexity and potential optimizations for scale.
Pro tip: Emphasize that this is a read-heavy analytical query on transactional data; propose a materialized view or pre-aggregated summary table updated incrementally to avoid scanning the entire transfer history on each call.
Ask about data volume, query frequency, latency requirements, and whether timestamps are monotonic. Confirm that only outgoing transfers count and that ties are broken by account_id ascending.
Propose a transfers table with source_account_id, amount, and timestamp. Suggest an index on (timestamp, source_account_id) or a composite index to efficiently filter by time and group by account.
Describe a SQL query that filters transfers up to the timestamp, groups by source_account_id, sums amounts, orders by sum descending and account_id ascending, and limits to n. Mention using window functions or subqueries if needed.
Discuss pre-aggregation (e.g., daily/hourly rollups) or materialized views to speed up repeated queries. Consider partitioning by time and using caching for frequent timestamps.
State time complexity of the naive approach (O(T log T) where T is number of transfers) and how pre-aggregation reduces it. Discuss trade-offs between storage, freshness, and query latency.
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