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Meta·Software Engineer·Online Assessment (OA)·Senior

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Jul 2026

Summary

Meta SWE interview centered on a progressive object-oriented design problem for a banking system, built up across four levels of increasing complexity. The structure was CodeSignal-style with specific API contracts to implement in-memory. Pretty demanding scope for a single session.

Questions Asked (4)

Q1

Design an in-memory banking system supporting account creation, deposits, and transfers between accounts, with appropriate error handling for invalid operations.

System DesignAlgorithms & Data StructuresAPI & Integrations
Author's notes

The first level felt straightforward until I started second-guessing the return types.

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AI HintsAI Generated

Suggested Approach

Start by clarifying requirements and constraints (e.g., single-threaded vs concurrent, persistence, transaction semantics). Then design a simple in-memory data model with accounts and balances, and implement core operations with robust error handling. Finally, discuss trade-offs, edge cases, and potential extensions like concurrency control or transaction logs.

Pro tip: Demonstrate awareness of real-world banking concerns like atomicity and idempotency, and mention how you would handle concurrent transfers to avoid race conditions—even if the initial design is single-threaded.

1. Clarify Requirements and Scope

Ask questions to understand expected scale, concurrency needs, error handling expectations, and whether persistence or transaction history is required. This ensures you design the right system for the context.

2. Design Data Model and API

Define the core entities (e.g., Account with ID and balance) and the operations: createAccount, deposit, transfer. Specify input validation and error conditions (e.g., negative amounts, insufficient funds, non-existent accounts).

3. Implement Core Logic with Error Handling

Write pseudocode or explain the implementation: use a map for accounts, check preconditions, update balances atomically, and return appropriate errors or exceptions. For transfers, ensure both debit and credit happen or neither.

4. Address Edge Cases and Concurrency

Discuss handling of concurrent operations (e.g., locks, optimistic concurrency, or serializing transfers), idempotency, and rollback on failure. Mention potential deadlocks and how to avoid them.

5. Discuss Trade-offs and Extensions

Talk about limitations of in-memory storage (e.g., data loss on crash), and how you might extend to persistence, distributed systems, or auditing. Highlight any assumptions made.

Key Points to Mention

  • Use of appropriate data structures (e.g., hash map for O(1) account lookup).
  • Atomicity of transfers: ensure both debit and credit occur or neither (transaction semantics).
  • Error handling: invalid account, insufficient funds, negative amounts, self-transfer.
  • Concurrency control: locks, optimistic concurrency, or serializing transfers to prevent race conditions.
  • Idempotency: handling duplicate requests (e.g., via request IDs) to avoid double-spending.
  • Trade-offs: in-memory vs persistent storage, scalability, and fault tolerance.

AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.

Q2

Extend the banking system to support a top spenders leaderboard that ranks accounts by total outgoing transfer volume, with tie-breaking by account ID.

Algorithms & Data StructuresSystem Design
Author's notes

Tie-breaking by lexicographic order is easy to forget under pressure.

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AI HintsAI Generated

Suggested Approach

Start by clarifying requirements: what defines 'outgoing transfer volume' (sum of amounts, count, etc.), whether the leaderboard is real-time or batch, and the scale (number of accounts, transfers per second). Then propose a data model and algorithm that efficiently maintains a sorted ranking with tie-breaking, discussing trade-offs between different data structures and system designs.

Pro tip: Emphasize that tie-breaking by account ID can be elegantly handled by using a composite key (volume, account ID) in a balanced BST or skip list, and mention that this also ensures deterministic ordering. Also, discuss how to handle updates (new transfers) without recomputing the entire leaderboard, showing awareness of performance at scale.

1. Clarify Requirements and Constraints

Ask about the definition of 'outgoing transfer volume' (sum of amounts, count, or both), whether the leaderboard is global or per-region, real-time or periodic, and the expected scale (number of accounts, transfers per second).

2. Design Data Model and Algorithm

Propose maintaining a running total of outgoing volume per account and a data structure that keeps accounts sorted by (volume, account ID) descending. Consider using a balanced BST, skip list, or a heap with lazy updates, and explain how to update on each transfer.

3. Address Scalability and Performance

Discuss how to handle high throughput: sharding by account ID, using in-memory stores like Redis sorted sets, or batch processing. Mention trade-offs between consistency and latency.

4. Handle Edge Cases and Tie-Breaking

Explain tie-breaking by account ID (e.g., smaller ID ranks higher) and how to handle accounts with zero volume, negative volumes (if refunds), and updates that change rank.

5. Discuss API and Integration

Outline how the leaderboard would be exposed (e.g., getTopK, getRank) and how it integrates with the existing banking system, including data flow from transfer events to leaderboard updates.

Key Points to Mention

  • Definition of outgoing transfer volume (sum of amounts vs. count) and tie-breaking rule.
  • Choice of data structure: balanced BST, skip list, or Redis sorted set with composite key (volume, account ID).
  • Efficient updates: O(log n) per transfer, avoiding full re-sort.
  • Scalability: sharding, partitioning, and consistency trade-offs.
  • Real-time vs. batch processing and latency requirements.
  • API design for querying top K and rank, and handling concurrent updates.

AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.

Q3

Add scheduled payment functionality to the banking system, including the ability to create payments that execute at a future timestamp and cancel them by a globally incrementing payment ID.

System DesignAPI & Integrations
Author's notes

The globally incrementing ID across all accounts is a small detail that matters a lot.

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AI HintsAI Generated

Suggested Approach

Start by clarifying functional and non-functional requirements, then design the data model and API for creating and canceling scheduled payments. Focus on how to reliably execute payments at the scheduled time using a scheduler and worker system, ensuring idempotency and exactly-once processing. Discuss trade-offs and failure handling.

Pro tip: Emphasize idempotency and exactly-once execution: scheduled payments must not double-charge if a worker retries. Use a unique payment ID and a state machine to track payment status.

1. Clarify Requirements

Ask about scale, latency, payment types, and cancellation semantics. Confirm that payment ID is globally unique and incrementing, and that cancellation is only allowed before execution.

2. Design Data Model and API

Define a Payment entity with fields: id, amount, source, destination, scheduled_time, status (e.g., SCHEDULED, EXECUTED, CANCELED). Design REST endpoints: POST /payments to create, DELETE /payments/{id} to cancel.

3. Design Execution System

Use a scheduler (e.g., cron, delayed queue) to enqueue due payments. Workers pick up payments, check status, execute transaction, and update status. Ensure idempotency via unique payment ID and database transactions.

4. Handle Failures and Scalability

Discuss retries with exponential backoff, dead-letter queues, and monitoring. For scale, shard by payment ID or time, and use distributed locks to avoid duplicate execution.

5. Discuss Trade-offs and Alternatives

Compare polling vs. event-driven scheduling, and discuss consistency vs. availability. Mention using a database with strong consistency for payment state.

Key Points to Mention

  • Idempotency: ensure a payment is executed exactly once even with retries.
  • Global incrementing payment ID: use a centralized sequence generator (e.g., database auto-increment, Snowflake ID).
  • Cancellation: only allow if payment status is SCHEDULED; use optimistic locking or conditional update.
  • Scheduling mechanism: use a distributed scheduler like Quartz, or a message queue with delayed messages.
  • Failure handling: retries, dead-letter queue, and alerting for failed executions.
  • Scalability: partition payments by time or ID, and use workers that can scale horizontally.

AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.

Q4

Implement account merging (combining balances, outgoing totals, and scheduled payments) and historical balance queries that return what an account's balance was at a specific past timestamp.

System DesignData ModelingTechnical Trade-offs
Author's notes

This level is where things got genuinely hard.

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AI HintsAI Generated

Suggested Approach

Start by clarifying requirements and constraints, then propose a data model that supports both current and historical balances, such as an event-sourced ledger or bitemporal tables. Walk through the merge algorithm and historical query mechanism, discussing trade-offs in consistency, performance, and scalability.

Pro tip: Emphasize idempotency and auditability: design the merge as an idempotent operation with a clear audit trail, and use immutable event logs for history to avoid complex temporal joins.

1. Clarify Requirements and Constraints

Ask about scale, consistency needs, merge frequency, and query patterns. Confirm whether historical queries must be exact or approximate, and if merges are reversible.

2. Design Data Model for History

Propose an event-sourced ledger with immutable transactions, or a bitemporal table with valid and transaction time. Discuss how to compute balances from events and handle scheduled payments.

3. Implement Merge Logic

Outline an idempotent merge process: validate accounts, combine balances and outgoing totals, transfer scheduled payments, and record a merge event. Address atomicity and failure recovery.

4. Support Historical Queries

Explain how to query balance at a timestamp using event replay or temporal indexes. Discuss performance optimizations like snapshots or materialized views.

5. Discuss Trade-offs and Scalability

Compare event sourcing vs. temporal tables, and discuss partitioning, caching, and consistency models. Address how the design scales with account size and query load.

Key Points to Mention

  • Event sourcing or append-only ledger for immutable history
  • Bitemporal modeling to track valid and transaction time
  • Idempotent merge operations with audit trails
  • Handling scheduled payments during merge (e.g., reassign or cancel)
  • Snapshotting or materialized views for efficient historical queries
  • Consistency guarantees (e.g., ACID, eventual consistency) and isolation levels

AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.