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Stripe·Software Engineer·Technical Phone Screen·Intermediate

IntermediatePrefer not to say
Jun 2026Remote

Summary

Stripe coding screen for a software engineer role, one question the whole time but it had enough layers to keep you busy. The core problem wasn't hard but the follow-ups are where things got interesting.

Questions Asked (1)

Q1

Given a list of transactions, each with an amount, payment status, and payment type, compute the total fee charged across all transactions. Fee rates are provided as a lookup table keyed on (status, type). Transactions with no matching entry in the table contribute zero fee. How do you handle the streaming version, per-merchant aggregation, and multi-currency normalization as follow-ups?

Algorithms & Data StructuresSystem DesignTechnical Trade-offs
Author's notes

The base problem took maybe 10 minutes, just iterate and do a dict lookup.

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AI HintsAI Generated

Suggested Approach

Start by clarifying the input format and fee table structure, then propose a straightforward solution using a hash map for the fee lookup. For follow-ups, discuss streaming with incremental aggregation, per-merchant grouping using a dictionary, and multi-currency normalization by converting amounts to a common currency using exchange rates.

Pro tip: Mention that in a real system, fee rates might change over time, so you'd need to version the fee table or include effective dates. Also, consider edge cases like negative amounts (refunds) and rounding rules for currency conversion.

1. Clarify requirements and assumptions

Ask about the data format, fee table structure, and whether transactions are processed in batches or streams. Confirm if multi-currency involves fixed or dynamic exchange rates.

2. Design the core algorithm

Use a hash map to store fee rates keyed by (status, type). Iterate through transactions, look up the fee rate, and accumulate the total fee. Handle missing entries by contributing zero.

3. Extend to streaming

For streaming, maintain a running total and update it as each transaction arrives. If per-merchant aggregation is needed, keep a dictionary mapping merchant IDs to their totals.

4. Handle multi-currency normalization

Convert each transaction amount to a common currency using exchange rates before applying the fee. Ensure consistent rounding and consider using decimal arithmetic to avoid floating-point errors.

5. Discuss trade-offs and optimizations

Talk about time/space complexity, potential bottlenecks (e.g., frequent currency conversions), and how to handle late-arriving data or out-of-order events in streaming.

Key Points to Mention

  • Hash map for O(1) fee lookup
  • Streaming: incremental aggregation with running totals
  • Per-merchant aggregation: dictionary keyed by merchant ID
  • Multi-currency: convert to common currency using exchange rates
  • Edge cases: missing fee entries, negative amounts (refunds), rounding
  • Trade-offs: memory vs. latency, accuracy vs. performance

AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.