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OneMain Financial·Data Scientist·Technical Phone Screen·Intermediate

Intermediate
Jun 2026

Summary

Live coding round at OneMain Financial for a Data Scientist role, four Python problems back to back with a no-libraries constraint and an O(n) time requirement on everything. Pretty standard stuff but the pace kept it stressful.

Questions Asked (4)

Q1

Write a function that reverses a string in-place.

Algorithms & Data Structures
Author's notes

Tripped up for a second because strings in Python are immutable, so 'in-place' doesn't really mean what it sounds like.

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AI HintsAI Generated

Suggested Approach

Start by clarifying the constraints: language, mutability, and whether 'in-place' means O(1) extra space. Then implement a two-pointer swap from both ends moving inward, and analyze time and space complexity.

Pro tip: Mention that in Python, strings are immutable, so true in-place reversal isn't possible; instead, you'd use a mutable bytearray or list of characters. This shows attention to language-specific details.

1. Clarify requirements

Ask about the programming language, whether the string is mutable (e.g., char array in C++/Java, bytearray in Python), and if O(1) extra space is required.

2. Choose the algorithm

Use two pointers: one at the start, one at the end. Swap characters and move pointers toward each other until they meet or cross.

3. Implement the function

Write clean code with a loop that swaps characters at left and right indices, incrementing left and decrementing right each iteration.

4. Analyze complexity

State that time complexity is O(n) and space complexity is O(1) since only a temporary variable is used for swapping.

5. Test edge cases

Mention testing with empty string, single character, even/odd length, and strings with special characters or Unicode.

Key Points to Mention

  • Two-pointer technique for in-place reversal
  • Time complexity O(n) and space complexity O(1)
  • Language-specific mutability considerations (e.g., Python strings immutable)
  • Edge cases: empty string, single character, even/odd length
  • Unicode and multi-byte character handling
  • Alternative approaches (e.g., recursion) and their trade-offs

AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.

Q2

Write a function that returns True if a given integer is a palindrome, False otherwise.

Algorithms & Data Structures
Author's notes

Went with the string conversion approach first and they immediately asked if I could do it without converting to a string.

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AI HintsAI Generated

Suggested Approach

Clarify the definition of a palindrome for integers, including negative numbers and numbers ending in zero. Then, discuss multiple approaches such as converting to a string or reversing the number mathematically, and choose one to implement with attention to edge cases and efficiency.

Pro tip: Mention that for a data science role, you might also discuss how this function could be vectorized for arrays of integers using NumPy, showing awareness of scalability and practical applications.

1. Clarify requirements and edge cases

Ask whether negative numbers are considered palindromes (typically they are not) and how to handle numbers ending in zero (e.g., 10 is not a palindrome).

2. Discuss possible approaches

Compare string conversion (simple but uses extra space) versus mathematical reversal (more efficient, no string conversion). Mention trade-offs.

3. Implement chosen approach

Write clean code for the selected method, handling edge cases such as negative numbers and zero. For mathematical reversal, reverse half the number to avoid overflow.

4. Test with examples

Walk through test cases: 121 (true), -121 (false), 10 (false), 0 (true), and a large number to check overflow handling.

5. Analyze complexity and potential optimizations

State time and space complexity (O(log n) time, O(1) space for mathematical approach). Mention vectorization for data science contexts.

Key Points to Mention

  • Negative numbers are not palindromes by definition.
  • Numbers ending in zero (except zero itself) cannot be palindromes.
  • String conversion approach: O(n) space, simple but may be less efficient.
  • Mathematical reversal: reverse half the number to avoid integer overflow.
  • Time complexity O(log n) for mathematical approach, space O(1).
  • Vectorization with NumPy for handling arrays of integers efficiently.

AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.

Q3

Generate the n-th Fibonacci number iteratively, without using recursion.

Algorithms & Data Structures
Author's notes

Easiest one of the four.

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AI HintsAI Generated

Suggested Approach

Start by clarifying the problem: confirm whether n is 0-indexed or 1-indexed, and discuss handling edge cases like n=0 or n=1. Then, explain the iterative approach using two variables to track consecutive Fibonacci numbers, updating them in a loop from 2 to n. Finally, analyze time and space complexity, and mention potential optimizations like matrix exponentiation for very large n.

Pro tip: In a data science context, relate the iterative approach to efficient computation for large datasets, emphasizing O(n) time and O(1) space, and note that recursion can lead to stack overflow for large n. Also, mention that for extremely large n, you might use memoization or matrix exponentiation, but the iterative method is optimal for typical interview constraints.

1. Clarify the problem

Ask whether n is 0-indexed or 1-indexed, and confirm the expected output for edge cases like n=0 or n=1. This shows attention to detail and avoids off-by-one errors.

2. Outline the iterative approach

Explain that you will use two variables to store the last two Fibonacci numbers, and iteratively compute the next one until reaching n. This avoids recursion and uses constant space.

3. Walk through an example

Trace the algorithm with a small n (e.g., n=5) to demonstrate correctness and help the interviewer follow your logic.

4. Analyze complexity

State that the time complexity is O(n) and space complexity is O(1), which is optimal for this problem. Mention that recursion would be O(2^n) time and O(n) space due to call stack.

5. Discuss edge cases and extensions

Cover edge cases like n=0, n=1, and negative n (if applicable). Optionally, mention how to handle very large n using matrix exponentiation or fast doubling for O(log n) time.

Key Points to Mention

  • Iterative approach uses two variables to track consecutive Fibonacci numbers, updating them in a loop.
  • Time complexity: O(n) because we iterate n-1 times; space complexity: O(1) because we only store two variables.
  • Recursion is inefficient due to exponential time and stack overflow risk for large n.
  • Edge cases: n=0 returns 0, n=1 returns 1; handle negative n if required.
  • For very large n, consider matrix exponentiation or fast doubling for O(log n) time.
  • In data science, efficient computation matters for large-scale data processing, so iterative methods are preferred.

AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.

Q4

Given an unsorted list of integers, return a new list with only the unique values, preserving the original order.

Algorithms & Data Structures
Author's notes

My first instinct was to just use a set and call it a day, but order preservation matters so I used a set as a seen-tracker while iterating through the original list.

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AI HintsAI Generated

Suggested Approach

Start by clarifying the problem: confirm that 'unique values' means each value appears once in the output, and that order must be preserved. Then propose an efficient solution using a hash set to track seen elements while iterating through the list, appending unseen values to a new list. Discuss time and space complexity, and mention alternative approaches like sorting (which loses order) or using an ordered dictionary.

Pro tip: In a data science context, emphasize that preserving order is often crucial for time-series or sequential data, and mention that this operation is similar to deduplication in pandas (e.g., drop_duplicates). This shows you can connect algorithmic thinking to real-world data tasks.

1. Clarify requirements and constraints

Ask if the input list can be empty, if there are memory constraints, and if the output should be a new list or modified in place. Confirm that order preservation is required.

2. Outline a hash set approach

Explain that you will iterate through the list, keep a set of seen values, and append each value to the result only if it hasn't been seen before. This ensures O(n) time and O(n) space.

3. Discuss complexity and trade-offs

State that the hash set solution is optimal for time, but uses extra space. Mention that if memory is tight, sorting first (O(n log n)) could be used but would not preserve original order.

4. Provide code or pseudocode

Write clear pseudocode or actual code (e.g., in Python) demonstrating the solution. Highlight the use of a set for O(1) lookups.

5. Test with edge cases

Walk through examples like empty list, all duplicates, and mixed order to verify correctness. Mention that the solution handles these cases naturally.

Key Points to Mention

  • Time complexity: O(n) with hash set, O(n log n) with sorting
  • Space complexity: O(n) for the set and output list
  • Preservation of original order is key; sorting would lose it
  • Use of a set for O(1) membership checks
  • Edge cases: empty list, single element, all duplicates
  • Connection to data science: similar to pandas drop_duplicates or SQL DISTINCT with ORDER BY

AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.