I went straight to the data model and probably should've spent more time on the API surface first.
Start by clarifying the requirements and scope of the credit system, such as what actions consume credits and how credits are acquired. Then propose a high-level design covering data models, transaction handling, and scalability, and discuss trade-offs for key decisions. Finally, address edge cases like concurrency and idempotency.
Pro tip: Emphasize idempotency and atomicity in credit transactions, as these are critical for preventing double-spending or lost credits in a distributed system. Also, consider proposing a ledger-based approach for auditability and reconciliation.
Ask questions to understand the scope: What actions consume credits? How are credits purchased or granted? What are the expected scale and consistency requirements? Are there free tiers or expiration policies?
Design the core entities: User, CreditBalance, Transaction/Ledger, and possibly CreditGrant. Decide between a simple balance field and an append-only ledger for auditability and consistency.
Outline how credits are added (purchase, grant) and deducted (usage). Ensure operations are atomic and idempotent, using techniques like database transactions, optimistic locking, or distributed locks.
Discuss how to handle high throughput, concurrency, and failures. Consider sharding by user ID, using a message queue for asynchronous processing, and implementing retries with idempotency keys.
Compare SQL vs NoSQL, strong vs eventual consistency, and synchronous vs asynchronous processing. Cover edge cases like negative balances, refunds, and credit expiration.
AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.