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Stripe·Software Engineer·Technical Phone Screen·Senior

SeniorPrefer not to say
Jun 2026Remote

Summary

Stripe technical screen focused on a multi-level relational data problem. The question was deceptively implementation-heavy and I underestimated how much the traversal logic would trip me up.

Questions Asked (1)

Q1

You have a two-level nested relationship: users own accounts, and accounts own sub-accounts or payment instruments. Design a data structure and write a traversal that lets you aggregate or look up data across all levels for a given user, without double-counting.

Algorithms & Data StructuresData ModelingSystem Design
Author's notes

I jumped straight to a hashmap and felt good about it for about two minutes.

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AI HintsAI Generated

Suggested Approach

Start by clarifying the data model and access patterns, then propose a normalized structure with unique identifiers for each entity and explicit parent-child links. For traversal, use a depth-first search with a visited set or a recursive aggregation that passes down a context to avoid double-counting. Emphasize that the solution should handle cycles and shared references gracefully.

Pro tip: Mention that in real systems like Stripe, you often need to aggregate across levels for reporting or risk checks, so the traversal should be efficient and avoid N+1 queries by using batched lookups or in-memory joins.

1. Clarify requirements and constraints

Ask about the expected scale, read/write patterns, and whether the hierarchy can have cycles or shared nodes. Confirm what 'double-counting' means in this context (e.g., same payment instrument linked to multiple accounts).

2. Design the data model

Propose a normalized structure: User { id, ... }, Account { id, userId, ... }, SubAccount/PaymentInstrument { id, accountId, ... }. Use unique IDs and explicit foreign keys. Consider adding a type field to distinguish sub-accounts from payment instruments.

3. Choose traversal strategy

For a given user, start from the user node, traverse to accounts, then to sub-accounts/payment instruments. Use DFS or BFS with a visited set to avoid revisiting nodes if cycles are possible. Alternatively, use recursive aggregation with memoization.

4. Implement aggregation/lookup

Write pseudocode for the traversal that collects or aggregates data. For example, a recursive function that takes a node and a visited set, processes the node, then recurses on children. Ensure each entity is processed exactly once.

5. Analyze complexity and edge cases

Discuss time and space complexity (O(N) for N nodes). Address edge cases: empty hierarchy, cycles, shared nodes, and large fan-out. Suggest optimizations like caching or denormalization for read-heavy workloads.

Key Points to Mention

  • Use of unique identifiers and foreign keys to model the hierarchy
  • Visited set or memoization to prevent double-counting in cyclic or shared graphs
  • Depth-first search (DFS) or breadth-first search (BFS) for traversal
  • Time and space complexity analysis (O(N) time, O(N) space for visited set)
  • Handling of edge cases: cycles, shared nodes, empty results
  • Potential optimizations: caching, denormalization, or batched queries for performance

AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.