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Affirm·Software Engineer·Technical Phone Screen·Intermediate

Intermediate
May 2026

Summary

Part two of an Affirm software engineer interview focused on a coding problem around matching fraud events to transactions. Not a lot of context in what I have here, but it was a real implementation task, not just theory.

Questions Asked (1)

Q1

Implement a function that matches a Fraud Event to its corresponding transaction.

Algorithms & Data StructuresAPI & IntegrationsSystem Design
Author's notes

This is the kind of problem that looks straightforward until you start thinking about edge cases like duplicate transactions, partial matches, or timing windows.

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AI HintsAI Generated

Suggested Approach

Start by clarifying the data model and matching criteria, then propose an efficient algorithm using a hash map keyed on transaction identifiers. Discuss how to handle edge cases like missing or duplicate matches, and outline how this would integrate into Affirm's fraud detection pipeline.

Pro tip: Mention that in production, matching should be idempotent and support replay, and consider using a deterministic key like transaction ID plus timestamp to avoid false matches.

1. Clarify requirements and data model

Ask about the structure of Fraud Events and transactions, what fields are available, and what constitutes a match (e.g., transaction ID, amount, timestamp). Confirm expected input size and performance requirements.

2. Choose an efficient matching strategy

Propose using a hash map to index transactions by a unique key, then iterate through fraud events to find matches in O(n) time. Discuss alternative approaches like sorting and two-pointer if keys are not unique.

3. Handle edge cases and data quality

Address scenarios like missing transactions, duplicate fraud events, multiple matches, and out-of-order events. Decide on tie-breaking rules and how to log or flag unmatched events.

4. Design for integration and scalability

Explain how the function would fit into a larger system: batch vs. streaming, idempotency, retries, and how to scale with sharding or partitioning by transaction ID.

5. Test and validate

Outline unit tests for normal and edge cases, and discuss monitoring metrics like match rate and latency to ensure correctness in production.

Key Points to Mention

  • Hash map for O(n) matching
  • Unique identifier selection (e.g., transaction ID)
  • Handling duplicate or missing matches
  • Idempotency and replay safety
  • Scalability considerations (sharding, partitioning)
  • Integration with fraud detection pipeline

AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.