Clarify requirements and constraints, then propose a data structure that efficiently supports the operations. For consume, use a min-heap keyed by expiration time to always consume the soonest-expiring credits first. For balance, lazily remove expired credits from the heap and sum the remaining amounts.
Pro tip: Discuss trade-offs between eager and lazy expiration handling, and mention that lazy deletion with a heap is often more efficient for high-throughput streams. Also, consider concurrency and idempotency if the system is distributed.
Ask about expected scale, concurrency, persistence, and whether timestamps are monotonic. Clarify if consume should partially consume credits and if balance should be O(1) or can be O(log n).
Propose a per-user min-heap of credits keyed by expires_at, with each credit storing amount and expiration. Optionally maintain a total balance for O(1) balance queries, updating it on grant and consume.
For grant, push a new credit onto the heap and update total. For consume, pop expired credits, then consume from the soonest-expiring credits, updating total. For balance, pop expired credits and return total.
Discuss partial consumption, insufficient credits, and lazy vs eager expiration. Consider using a balanced BST or segment tree if frequent balance queries are needed without lazy deletion.
Analyze time complexity: grant O(log n), consume O(k log n) where k is number of credits consumed, balance O(m log n) where m is expired credits. Discuss trade-offs between eager and lazy expiration, and memory vs speed.
AI-generated suggestions, not part of the candidate's original notes. May be inaccurate — verify before relying on them.