Airwallex·Data Scientist·Technical Phone Screen
- You're looking at a daily time series of a payments rate metric (like credit card approval rate) from early 2013 to early 2015. There's a dip in Feb 2013, a small spike in Nov 2013, and sustained growth from Jan 2014 onward. What are the most plausible explanations for each of these patterns, covering both real business causes and potential data or measurement artifacts?
- Since the metric is a ratio, how would you decompose the changes by separately examining the numerator, denominator, and any shifts in the mix of traffic or users?
- Walk through a concrete investigation plan: which segments would you slice by, what supporting metrics would you pull, and how would you tell the difference between seasonality, a one-off shock, and a genuine causal change from a product launch or policy update?
“This is where I spent most of my mental energy and probably over-indexed on the business side.”